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Apply to Borrow form 100 to 25,0000*

Get the funds you need fast without hassle. If you need cash assistance that is simple, quick, and reliable, we have it right here! Don't settle for less. Borrow for up to £25,000.

  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Personal Loans

  • Instant Decision
  • 60-Second Application Form
  • from 1000 to 25,000
  • Rates From 5.7% APR to 278% APR
  • 3-36 month repayment

Short-Term Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment
How it works
We make loaning easy and fast

Apply online

Whether you're at home, office, or stranded on someplace, you can easily apply for a loan. Using our online platform, you can apply anywhere. You can have the funds you need in just a few clicks.

Select Loan Amount

You can select the amount that you need, exactly what you needed. We offer a range of options that you can choose from. And the best part is, you can have it as fast as two minutes.

Provide Details

The application process is so simple. Just complete an online form and provide your information. Make sure to include your proof of income and employment verification for your loan qualification.

Process Loan

Once you have completed the application process, you can sit back, relax, and watch the funds deposited directly to your account.

Being unemployed creates a huge challenge on your finances so it’s crucial for you to be extra careful in handling your money to ensure that you have enough cash to cover your expenses. However, no matter how good you are at budgeting, unexpected expenses occur and you might wonder if you can have an advance even without a job.

While it’s harder to get a small loan if you’re jobless, it’s possible.

Getting A Short Term Cash Loan Without A Job

Lenders always look for a reliable source of income so if you’re unemployed, they are less likely to offer a small loan. However, as long as you can provide an alternative source of cash, you have other alternatives available. But since you have no stable source of cash, expect that the loan offer is not as good as the ones given to employed borrowers.

The interest rates are typically more expensive and the repayment term are shorter and less flexible.Nonetheless, these loans can be very helpful and as long as you know how to manage your debt, it can help you resolve your financial distress.

If you decide to borrow a small loan with no job, you can check out payday,doorstep or other short-term loans. The lenders of these credits may be more flexible but still, you’ll be asked to provide a few requirements including your alternative source of cash. This could include:

  • Benefits

  • Alimonies

  • Pensions

  • Self-employed income

  • Other sources of income that you receive regularly

However, each lender is different and the only way to find out if they would accept any of these sources of income is to ask them directly.

Why Short Term Cash Loans Could Be Rejected

Even if you have provided an alternative source of cash, you may still be rejected to get a small loan because:

  • You have a poor credit remark or have no credit history at all

  • You have multiple credit inquiries

  • You do not meet one or more eligibility criteria such as age and/or residency

Where Can You Find Short Term Loan Lenders

Personal loans can be useful in solving urgent financial problems especially if you are not keen on banking on your savings. The fact that they can be used to fund just about anything makes them an even more ideal option for a lot of borrowers too. With so many options out there, it can be overwhelming when deciding where to get the loan. Below is a guide to help you decide which lender to refer to.

Banks

If you have an existing account with a bank, especially one that has been with them for a long time, it is possible for you to apply for a low interest personal loan. The level of trust is already established between you since they have access to your finances and can determine if you have the means to afford the loan or not.

Credit unions

You can refer to a credit union when applying for a personal loan too. They are known for offering low and fixed interest rates. In addition, they may not care too much for your credit score too, which makes them ideal if your score is low. However, you’d need to be a member of these credit unions first before you can start taking advantage of their loan offers.

Home equity

This is where you use the equity in your home to secure a loan. The loan amount depends on the value of your property but it does come with the risk of you losing the property if you cannot pay the loan back.

Payday lenders

If you have an immediate need for cash and your credit is bad that you can’t apply for a loan through the usual channels, a payday lender may be able to help you. As long as you can show proof of income, they wouldn’t pay that much mind over your low credit score. These loans are expensive though so see to it that you can really pay it off on time before you decide to take one out.