Warning: Late Repayment can cause you serious money problems. For Help, go to money adviceservice.org.uk
Apply to Borrow form 100 to 25,0000*

Get the funds you need fast without hassle. If you need cash assistance that is simple, quick, and reliable, we have it right here! Don't settle for less. Borrow for up to £25,000.

  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Personal Loans

  • Instant Decision
  • 60-Second Application Form
  • from 1000 to 25,000
  • Rates From 5.7% APR to 278% APR
  • 3-36 month repayment

Short-Term Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment
How it works
We make loaning easy and fast

Apply online

Whether you're at home, office, or stranded on someplace, you can easily apply for a loan. Using our online platform, you can apply anywhere. You can have the funds you need in just a few clicks.

Select Loan Amount

You can select the amount that you need, exactly what you needed. We offer a range of options that you can choose from. And the best part is, you can have it as fast as two minutes.

Provide Details

The application process is so simple. Just complete an online form and provide your information. Make sure to include your proof of income and employment verification for your loan qualification.

Process Loan

Once you have completed the application process, you can sit back, relax, and watch the funds deposited directly to your account.

You are cash-strapped and pay-day is still a few days away, or maybe short on rent, credit card bills due and can’t make the minimum payment. There are a ton of reasons why you need cash quick.  

Things We Do During Financial Crisis

If you’re in need of quick cash but don’t want to take out a loan, here are some of the things you can try.

Look Around in your house

Do the obvious thing and look around your house. Check under the bed, inside your drawers, sofa cushions, check every pocket of every clothes you can find, there must be some cash lying around.

Sell an item of value

If you still haven’t found any, you might want to pawn or sell something of value. But before you even do it, think long and hard, or maybe find something that isn’t of much use in your house anymore. Avoid pawning items with sentimental value, you might end up kicking yourself down the road.

When selling in a rush, you’re likely to get a lower price than what you have intended or don’t have the luxury of time to find good buyers.

Try and check out your attic or basement, see if you can find any working items there. Some old appliances maybe? If you’re lucky, you might find something vintage that has quite a value, old albums, rare jerseys, and the like.

Day Labor

Try your luck on day labor agencies. These jobs usually are low-skill, and low paying, such as construction helpers, movers, retail or warehouse work.

Some look for day jobs on craigslist, be wary though as it might be riskier since you’re meeting a stranger, and in case of any accidents, you are not covered by insurance.

Borrow from friends or family members.

It might result in some awkward conversations, but it’s the best shot you have. Just make sure to repay what you borrowed to avoid stress in the relationship.

So there you have it, some quick ways to get cash without getting a loan.

Tips on Applying for Personal Loans

Personal loans can be a huge help if you’re paying for home renovations, financing a wedding, paying an urgent medical expense, or consolidating among others. Knowing what the process is before you apply for a loan makes the whole thing less intimidating, especially if you are doing it for the first time.

Know what you need

It is easier to find the right loan when you know exactly what you require considering your present financial circumstances. If your credit rating is good, you can get a much larger loan. But if your credit is bad, you may only qualify for a smaller amount or worse, you might get rejected.

Research lender offers

Different lenders can offer different types of loans. Banks can offer a variety of personal loans as well as credit cards. However, they are unlikely to consider your credit application if you have a low credit score. There are other lenders who may only offer products aimed for bad credit borrowers.

Check loan eligibility

Find out what the lenders require from borrowers for them to be considered qualified for the loan. See to it that you meet these terms before sending in your application. Find out what their annual percentage rate too, or the interest rate that you’ll get subjected to if you’re approved for the loan.

Make comparisons

Find out what other lenders are offering and make comparisons. You want t get a competitive loan offer. So, find lenders offering similar loans and compare what they’re charging as far as fees go.

Gather all you need

Before sending in a loan application, see to it first that you have gathered the necessary requirements. This varies between lenders. However, among the most common information they require include documents to confirm your identity, proof of income, proof of address, as well as other employment and financial details.

Do remember not to send loan applications to several lenders. This can hurt your chances of getting approved and can also damage your credit score. Waiting for a few months after sending your last loan application is ideal.