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Apply to Borrow form 100 to 25,0000*

Get the funds you need fast without hassle. If you need cash assistance that is simple, quick, and reliable, we have it right here! Don't settle for less. Borrow for up to £25,000.

  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Personal Loans

  • Instant Decision
  • 60-Second Application Form
  • from 1000 to 25,000
  • Rates From 5.7% APR to 278% APR
  • 3-36 month repayment

Short-Term Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment
How it works
We make loaning easy and fast

Apply online

Whether you're at home, office, or stranded on someplace, you can easily apply for a loan. Using our online platform, you can apply anywhere. You can have the funds you need in just a few clicks.

Select Loan Amount

You can select the amount that you need, exactly what you needed. We offer a range of options that you can choose from. And the best part is, you can have it as fast as two minutes.

Provide Details

The application process is so simple. Just complete an online form and provide your information. Make sure to include your proof of income and employment verification for your loan qualification.

Process Loan

Once you have completed the application process, you can sit back, relax, and watch the funds deposited directly to your account.

Borrowing a huge sum from lenders would require you to meet certain loan qualifications. Lenders will want to get assurance that they will be repaid if they do let you borrow. If you want to take out a £25,000 loan, it helps if you have an idea what it entails before sending in your application.

Tips on Applying for a £25,000 loan

Unsecured borrowing

How much you will need to pay for a £25,000 loan would be determined by your credit score. To get approved for a loan amount this huge, you need to have a high credit rating. You’ll have better loan options when your credit score is good and applying to majority of lenders is more than possible.

Still, before you will be approved for this amount, you have to prove to lenders that it is affordable for you. Aside from your credit score, they are also likely to want proof that you are earning enough to cover the repayments. Aside from bank statements and pay slips, they may also need further financial and personal information from you to verify things.

Secured borrowing

It might be easier for you to get approved for such a large sum if you will present a security. A valuable asset such as a car or a land title would usually help. It does not even matter if your credit score is bad. Most loan providers would be happy to lend you the money as long as there is collateral they can use to recoup possible losses if you end up not paying the amount.   

It is important to note that these types of loans tend to be risky. Since you are presenting an asset as collateral, there is always the risk of you losing it if you are no longer able to afford the monthly payments. This is also the reason why it is necessary for you to assess ahead of time the affordability and practicality of the amount you’re borrowing. 

We can’t help it when unexpected situation occurs, especially financial emergencies. And when they do, sometimes we have to make important decisions. When you end up getting stuck with a debt that you want to get out of, it’s best to take action immediately instead of prolonging the debt. Otherwise, you’ll land yourself in a much worse situation.

What happens when you default on the loan?

The good news is there’s no imprisonment for those who are unable to make payments. However, this can affect you badly in so many other ways. When you fail to make payment, you will be automatically charged with fees. And this automatically lands you in a greater debt.

In addition to this, your credit score also suffers. This can surely affect your chances of applying for a loan in the future. But if there is no other option, then you may just have to wait a couple more years for you to rebuild your credit, once again.

What to do when you can’t make payment?

  1. Refinance your loan.

Sometimes, all you need is a loan with better terms and conditions, most especially if the due date of the existing loan is coming up. The monthly payments can also be lowered down. This then can help you save more money. In addition, total interest costs can also lower down.

  1. Just pay late.

In the event that you can pay the loan just not on time, then I suggest that you just opt to pay late. Add the charge for paying late with the actual loan amount and see if your budget permits. If you can choose this option, you may no longer have the need to refinance your loan.

How to avoid defaulting on a personal loan?

It is always best to have an emergency fund where you put some of your savings so you have a fallback when unexpected situation occurs. This will help you not get trapped into a debt cycle.