Warning: Late Repayment can cause you serious money problems. For Help, go to money adviceservice.org.uk
Apply to Borrow form 100 to 25,0000*

Get the funds you need fast without hassle. If you need cash assistance that is simple, quick, and reliable, we have it right here! Don't settle for less. Borrow for up to £25,000.

  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Personal Loans

  • Instant Decision
  • 60-Second Application Form
  • from 1000 to 25,000
  • Rates From 5.7% APR to 278% APR
  • 3-36 month repayment

Short-Term Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment
How it works
We make loaning easy and fast

Apply online

Whether you're at home, office, or stranded on someplace, you can easily apply for a loan. Using our online platform, you can apply anywhere. You can have the funds you need in just a few clicks.

Select Loan Amount

You can select the amount that you need, exactly what you needed. We offer a range of options that you can choose from. And the best part is, you can have it as fast as two minutes.

Provide Details

The application process is so simple. Just complete an online form and provide your information. Make sure to include your proof of income and employment verification for your loan qualification.

Process Loan

Once you have completed the application process, you can sit back, relax, and watch the funds deposited directly to your account.

It’s a rule of thumb that anyone under the age of 18 cannot borrow a loan, on their own as they are still considered a minor. However, even when you have already reached the legal milestone, you may still have a tough time getting signed as you need a good credit history and stable source of income to prove your creditworthiness. And if you’ve just hit legal age, there’s no way you have either of the two.

Compare and Get Approved for Loans

Now, it may seem close to impossible but it is certainly doable. Here are strategies you can opt to do to be able to get approved for a loan.

Get a co-signer for your loan.

When financial institutions doubt your ability to pay, it will tip the scales in your favor if you can present a co-signer that will agree to pay for your loan in the event that you will not be able to. Typically, co-signers are a family members but it isn’t limited to that. In the event, that no family member of yours agreed to be a co-signer, you can ask a friend. Just be sure that your chosen co-signer has a good credit history.

Get a loan through first-time buyer programs.

These types of loans are for those who are looking to a buy a car. First-time buyer programs don’t really require a good credit history. With programs like these, you usually don’t need a co-signer as well. However, be wary of high interest rates. When you apply for a first-time buyer programs, it helps to consult a family member or credit unions to see if you can get financed.

Have some front money ready.

The bigger your down payment money is, the better chances you have of getting approved. If you can save up as much as you can, then I highly suggest you do so to mitigate the amount of you will need to borrow from financial institutions and banks.

Need some cash for mortgage, car, emergency purposes, or for college? Don’t worry because there are a lot of source for you to get a loan. However, applying for a loan can sometimes put you into higher debt so be sure to get a loan that you can afford to repay.  Here are some ways where you can get a loan for sure.

·         National Banks – They are one of the most trusted lenders you can rely on. They offer so many options that you can choose from. They’re very convenient too because you can pay them online and usually have 24/7 customer service to assist you. However, they usually have high standards for borrowers and this might not work for you if you have low credit score.

·         Online Lenders - You might encounter a fraudster here so be careful. But there are legit online lenders where you can easily apply a loan here but might be risky sometimes especially the loan they called “payday loan” wherein they lend money to people with bad credit but will offer the loan with higher fees compared to traditional loans. You can get a loan here instantly in just 15 minutes or within the day.  This is a good alternative if you have poor credit but if not then you might want to look for other lenders.

·         Credit Unions - This is a good alternative for banks because they offer lower rates than banks.  But they have limits to their products and services especially the smaller credit unions like paying online.

 

·         Peer-to-peer loans (P2P) - This is a type of online lender wherein you apply for a loan directly to an individual. They offer loans at reasonable rate and the terms usually range from three to five years.  

 

·         Guarantor loan – This is a type of loan wherein you’ll need your family and friends you’ve known for a long time. They will be the one who’s responsible in repaying your loan if you can’t pay it anymore. But it may cause resentment for both parties so make sure that your agreement is documented.

 

When you’re looking for a loan be sure that you can repay it and beware of the red flags. Always make a background check for your prospect lenders and look for lenders who will suit your financial needs.