Get the funds you need fast without hassle. If you need cash assistance that is simple, quick, and reliable, we have it right here! Don't settle for less. Borrow for up to £25,000.
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We make loaning easy and fast
Whether you're at home, office, or stranded on someplace, you can easily apply for a loan. Using our online platform, you can apply anywhere. You can have the funds you need in just a few clicks.
Select Loan Amount
You can select the amount that you need, exactly what you needed. We offer a range of options that you can choose from. And the best part is, you can have it as fast as two minutes.
The application process is so simple. Just complete an online form and provide your information. Make sure to include your proof of income and employment verification for your loan qualification.
Once you have completed the application process, you can sit back, relax, and watch the funds deposited directly to your account.
Most lenders today set high standards of qualifications for the borrowers and we can’t blame them right? They have the right to. Because people nowadays are needy and most people are used to living an expensive life. So therefore, to satisfy our needs we tend to get loans everywhere. But what if you have no job and would like to apply for a loan? Then that could be a serious problem.
Acquiring a Loan While Unemployed
When you apply for a loan, lenders will require to see your credit report and credit score, your proof of income, your debt-to-income ratio, and your employment status. However, you can still be able to apply for a loan and get accepted even if you have no job as long as you can prove to the lenders that you have other source of income. If you’re doing some business then it won’t be a problem just as long as lenders are convinced that you are eligible for the loan and can afford to repay it.
What You Need To Do To Get Accepted
Now, to increase your chances of getting approved might as well build an excellent credit score. And remember, lenders may have common standards for borrowers but not all lenders will require you to be employed just to be eligible for the loan. But if you have no job and no source of income then certainly it could be a serious issue. But don’t worry because you have options to choose from. If you’re a student then it is given that you might not have a job yet but you can get a student loan. And if you’re a responsible adult and do not have a job you may ask for your parents help or your friends that you’ve known for such a long time and that has a big trust on you to be your co-signer. Then they will be the one who’s in charge of paying your loan if you can’t afford to repay it.
If you’re struggling with multiple debt payments, consolidation might help simplify things for you. This allows you to combine all of your loans together into one single loan so you will only need to pay one amount, one interest rate, and one due date every month. This makes your debt more manageable, less overwhelming, and significantly easier to keep track.
Benefits of loan consolidation
It is simpler to budget when you only have a single debt to take care of. You get a good idea where you’re at exactly where your debts go since there will only be a single one for you to take care of every month. There is also a possibility of getting a lower rate since you can possibly reduce the amount of interest that you’re paying by consolidating everything into a single interest loan.
Consolidating your debt
To consolidate your bills, you will need to apply for a loan. You’ll be required to meet the requirements of the lenders where they will check your credit history and the other details contained in your application form to decide whether to approve your application and what the rates are going to be.
What happens when your credit score is bad
If your credit score is low, expect that getting a good rate may be a struggle. Even getting approved can be a huge challenge. Still, you will find that there are many a lender out there who would be more than happy to assist you. You’ll find that getting approved for a personal loan when your credit is bad is always easier when you choose to sign up for a secured one.
Presenting a valuable asset such as a house can significantly reduce the risk on the part of the lender. Just be aware that you may lose the asset if you are unable to make the repayments, which is why this type of loan is definitely something that should not be taken out casually.